Excess Flood Insurance

Excess flood insurance is an optional policy that provides additional protection against flooding beyond what your standard homeowners or renters insurance policy covers, adding an additional layer of protection for your belongings and property in the event of a devastating flood.


Benefits of Excess Flood Insurance

Flooding can cause significant damage to your property, belongings, and even your health, so it’s important to have as much protection as possible in the event of a flood. Standard homeowners or renters insurance policies typically do not cover flooding, which is why excess flood insurance can be such a valuable addition to your coverage.

Excess flood insurance can provide a number of important benefits, including:

  • Coverage for damage to your property and belongings that standard homeowners or renters insurance policies may not cover
  • Protection against mold and mildew caused by flooding
  • Coverage for additional living expenses if you are forced to temporarily evacuate your home because of a flood
  • Protection against damage to your car or other vehicles caused by flooding

If you live in a high-risk area for flooding, or if you have experienced flooding in the past, it’s important to consider purchasing excess flood insurance. This policy can provide you with much-needed assistance in the event of a future flood.

Setting Up Your Excess Flood Insurance

If you would like assistance setting up your excess flood policy, or if you want to find out whether or not your family qualifies for a flood insurance discount, our team can help. All consultations are free, so you risk nothing by contacting us. Call the number at the top of the page or click the link below for more information.





7300 N. Kendall Drive, Suite 202
Miami, FL 33156

Deerfield Beach

1166 West New Port Center Drive, Suite 118
Deerfield Beach, FL 33442

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