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About Us

We don’t just sell policies — we deliver peace of mind, performance, and protection.

Who We Are

Since 2012, The Risk Management Group (TRMG) has grown into one of the most trusted full-service insurance and advisory firms in the country — managing over $100 million in premium annually.

We’re built for businesses, families, and individuals who need more than just a policy — they need a partner.

What We Do

We provide end-to-end insurance and workforce solutions that span every stage of life and business:

  • Commercial Insurance – General Liability, Property, Workers’ Comp, Professional Liability, and more
  • Personal Insurance – Home, Auto, Umbrella, and everything in between
  • Employee Benefits – Group Health, Dental, Vision, and Custom Benefit Packages
  • Human Capital Management – Payroll, HR technology, compliance, and onboarding tools
  • Life & Health Insurance – Individual health plans, life insurance, disability, and critical illness products
Why TRMG?

We’re one of the few agencies that can truly say:
“One agency. Every solution.”
Our approach is personal, our process is strategic, and our execution is unmatched.

Welcome to The Risk Management Group, Inc., a premier insurance brokerage firm headquartered in Miami, FL, with additional offices strategically located in Deerfield Beach, FL, and St. Petersburg, FL. Established in 2012, our firm has built a solid reputation for excellence in the Property & Casualty sector. Driven by our commitment to deliver comprehensive solutions, we have successfully expanded our expertise through strategic mergers and acquisitions, now offering specialized services in Employee Benefits and Human Capital Management (HCM).

At The Risk Management Group, we understand that our clients’ needs are dynamic and multifaceted. Therefore, we provide a full spectrum of services to ensure robust protection and support. Our Property & Casualty offerings encompass a wide range of insurance products tailored to safeguard your assets, mitigate risks, and ensure business continuity. Our experienced team is adept at navigating the complexities of the insurance landscape, delivering customized solutions that meet your unique requirements.

In addition to our core Property & Casualty services, we are proud to offer comprehensive Employee Benefits programs. Our solutions are designed to attract and retain top talent, enhance employee satisfaction, and align with your organizational goals. From health and wellness plans to retirement and savings options, we provide a diverse array of benefits that cater to the well-being of your workforce.

Our Human Capital Management services further extend our commitment to your success. We offer a suite of HCM solutions that streamline your HR processes, improve compliance, and enhance overall efficiency. From payroll and time tracking to talent management and HR analytics, our integrated approach ensures that you have the tools and support needed to manage your human resources effectively.

At The Risk Management Group, Inc., our mission is to provide unparalleled service and innovative solutions that empower our clients to thrive.

We pride ourselves on our client-centric approach, leveraging industry expertise and cutting-edge technology to deliver results that exceed expectations. As we continue to grow and evolve, our focus remains steadfast: to be your trusted partner in navigating the complexities of insurance, benefits, and human capital management.

Discover the difference with The Risk Management Group, Inc. – where your success is our priority.

Meet the Team

Frank Acosta

President & CEO

Frank Acosta, a proud Miami native of Cuban descent, has been a trailblazer in the insurance industry since his senior year of high school in 2002. Demonstrating exceptional dedication and expertise, Frank steadily climbed the ranks, culminating in the founding of The Risk Management Group, Inc. in 2012. With a clear vision and strategic foresight, he has transformed the firm into one of the fastest-growing and most comprehensive providers of insurance, employee benefits, and human capital management services.

 

Under Frank’s leadership, The Risk Management Group has earned a stellar reputation for its innovative solutions, client-centric approach, and unwavering commitment to excellence. His ability to anticipate market trends and adapt to the evolving needs of clients has positioned the company as a trusted partner for businesses of all sizes. Frank’s leadership style is characterized by a relentless pursuit of growth, a passion for delivering unparalleled service, and a deep understanding of the industry landscape.

 

With a track record of success and a commitment to fostering a culture of integrity and innovation, Frank Acosta embodies the qualities of a Fortune 500 CEO, steering The Risk Management Group towards continued success and industry leadership.

Juan Carlos Bellon

VP of Employee Benefits

Genir Ruiz

President of Workforce Solutions

Melissa Acosta

Vice President

Email Melissa: melissa@trmg.net

Randall King

Beatriz Inkratas

Insurance Consultant

Jason Meynarez

Insurance Consultant

WE’RE HERE FOR YOU

REACH OUT!

Miami

8950 SW 74 Ct Suite 2101
Miami, FL 33156

Deerfield Beach

1166 West New Port Center Drive, Suite 118
Deerfield Beach, FL 33442

Got questions? Our pros are ready to jump in and answer them,
so ask anything – we will get back with you within 24 hours.